Spend like a local, no matter where you go.
No more transaction fees. With your Sphere Mastercard®, save up to 5% on all your overseas transactions.
0% Forex fees
Your Sphere Mastercard® can be used to pay for anything when you travel, but without the usual transaction fees.
Save up to $75 when you buy your Gucci bag overseas!
100% transparency
Get real-time exchange rate estimates and instant notifications when you pay with your Sphere card.
Same-day delivery
Forget the trip to the money-changer. Apply and receive your card in just 2 hours. You even get a virtual card to use immediately.
Frequently Asked Questions
Sphere is a pre-paid debit card issued by Mastercard®, linked to its own mobile application. You pay 0% FX fees on all transactions made with Sphere, meaning, we pass the Mastercard® wholesale rate straight through to you without ANY markups.
You will get instant access to a virtual card from the moment you sign up, which you can start using immediately for online purchases; your physical card will be delivered to you as soon as within 2 hours.
To start using it, simply up link your credit/debit card, top up (no minimum amount) and you're set to start paying with your Sphere card!
Sphere is a pre-paid Mastercard®, which means it is accepted by ANY merchant worldwide that accepts Mastercard®. Use it like you would your regular bank card - withdraw cash from any ATM, make online purchases, or swipe at any POS terminal worldwide. It also supports contactless payments, so you can just tap and go! As an added feature, you can also use it on Singapore public transport, just like an EZ Link card!
Sphere is issued by MatchMove Pay Pte Ltd, a licensed Mastercard® card issuer and Mastercard Prepaid Card Store Value Facility regulated under the Monetary Authority of Singapore.
All funds will be held in a highly secure DBS account maintained by MatchMove Pay Pte Ltd, and all card transactions are processed by the Mastercard network and protected by Mastercard rules and standards.
With Sphere, there is no lock in ever. There are countless ways for you to use up any spare cash you might have in your Sphere card, but if for whatever reason you still want to take your cash out, we offer our customers the freedom to transfer their money out at any point. Simply input your bank details in the app, and we will transfer your money back to you.